Wisconsin Retirement Benefits Consulting Service For Effective Employer Plan Designs

BeneTrak, Inc.™ specializes in Wisconsin retirement benefits consulting for small to medium-sized businesses. We provide plans that meet compliance standards, helping employers attract and retain top talent.

Every employer has unique goals. Our consultants take time to understand your workforce, budget and long-term objectives to deliver optimal retirement plans that work for you and your employees.

Why Choose BeneTrak, Inc.?

Extensive experience in employer retirement plans
Personalized plan design with ongoing support
Access to retirement products from leading providers
Compliance oversight to protect employers and participants
Dedicated service from Wisconsin-based professionals

250 N. Patrick Blvd #100,

Brookfield, WI 53045

(262) 207-1999

Monday - Friday:

7:30 AM - 5:00 PM

Education &
Communication

Custom Group Retirement Plans for Wisconsin Employers

Whether you are a small business or a large organization, BeneTrak, Inc. brokers plans tailored to your group size.

Small Group (2-49 Employees)

Flexible and affordable plan designs that help smaller employers compete with larger companies when attracting skilled workers.

Employers with 50-99 Employees Group

Balanced solutions that provide scalability, administrative ease and cost control as your business grows.

Large Group (100+ Employees)

Comprehensive plan structures designed to handle complex benefits needs and ensure regulatory compliance.

Retirement Products & Services

BeneTrak, Inc. Wisconsin retirement benefits consultants provide complete plan support and administration to ensure your program is efficient, compliant and employee-friendly.

Products

401(k) Plans
Roth 401(k) Plans
403(b) Plans
Cash Balance Plans
Defined Benefit (Pension) Plans
Savings Incentive Match Plan for Employees (SIMPLE) IRAs
Simplified Employee Pension (SEP) IRAs
Profit-Sharing Plans
Employee Stock Ownership Plans (ESOPs)

Services

Retirement plan selection: Guidance evaluating plan types to identify the options that best align with your workforce and business goals.
Plan establishment: Assistance in setting up retirement plans, ensuring proper documentation, provider coordination and employee rollout.
Ongoing plan consulting & administration: Plan guidance combined with administrative support, ensuring accurate reporting and smooth operation.
Plan documentation and updates: Preparation and maintenance of required legal documents, along with timely updates to maintain federal and state compliance.
Participant education and enrollment support: Guide plan participants on how to enroll, understand their benefits and make informed investment decisions.
Regulatory monitoring and compliance oversight: Proactive monitoring of regulatory changes and audits to protect employers from penalties and maintain plan integrity.

Important Consideration Points with Employer Retirement Plans

Stretching employer matching contributions

For employers who match employee contributions, this can be a beneficial method to increase deferral rates without increasing company expenses.

Auto enrollment/auto deferral increase

This helps boost participation and deferral rates. A good communication strategy is key to the acceptance of automatic features.

Adding Roth contributions

A no-cost addition to a retirement plan that provides employees with another option as they plan for retirement distributions.

Who pays for administration fees?

More and more employers are utilizing the ability to pass fees on to plan participants to reduce expenses. The purchasing power of a retirement plan allows the passing of these fees to be minimal, and can reduce employer costs.

Benefits of Retirement Plans for Employers

Benefit	Description
Improved Employee Recruitment & Retention	Competitive retirement plans make your business more attractive to top talent and reduce turnover.
Strengthened Workforce Morale & Loyalty	Effective retirement plans boost employee engagement, job satisfaction and long-term commitment to your company.
Employer & Employee Tax Advantages	Contributions to qualified retirement plans often reduce taxable income for both employers and employees.
Enhanced Company Reputation	Robust retirement benefits position your business as a responsible and employee-focused employer in competitive job markets.
Increased Employee Productivity	Employees who feel secure about their financial future are more productive at work.

Retirement Plan Statistics

As of March 2023, 73% of all workers had access to an employer-sponsored retirement plan (NAPA-Net).
According to the U.S. Bureau of Labor Statistics, about 56% of civilian workers participated in an employer retirement plan in 2023.
In 2025, the average 401(k) balance for ages 55–64 was $271,320, with a median balance of $95,642 (NerdWallet).

Wisconsin Retirement Benefits Consultants

BeneTrak, Inc. is dedicated to serving employers across Wisconsin with proven retirement plan consulting. From plan design to regulatory guidance, we help businesses maximize the value of their benefits programs.

Our Wisconsin retirement benefits consultants serve employers throughout Wisconsin, including Milwaukee, Madison, Green Bay, Appleton, Kenosha, Racine, Eau Claire, Oshkosh and beyond.

This site is published for residents of the United States only. Registered Representatives of Cetera may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera site at cetera.com.

Securities and investment advisory services offered through Cetera Wealth Services LLC, member FINRA / SIPC. Cetera is under separate ownership from any other named entities.

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250 Patrick Blvd #100, Brookfield, WI 53045